Abantu abaningi bakhokhela ngamaselula abo, ikakhulukazi ngama-iPhone. Phakathi kwalabo abawasebenzisa nsuku zonke, I-Apple Pay isibe ithuluzi lansuku zonke njengokukhipha ikhadi lakho ephaketheni lakho, kungakhathaliseki ukuthi uyothenga ezitolo noma uyo-oda ku-inthanethi. Lokhu kujwayelekile akumnandi kangako: lapho uhlelo lokukhokha lusabalala kabanzi, luphinde lube yisisulu esikhangayo kakhulu sabakhwabanisi.
Muva nje, ukwanda okuphawulekayo kokukhwabanisa nge-Apple Pay Emazweni ahlukahlukene, izigebengu ze-inthanethi zisebenzisa amasu ayinkimbinkimbi kakhulu. Kusukela emilayezweni ezenza amabhange noma i-Apple kuya kumawebhusayithi afana kakhulu nalawo asemthethweni, konke kuklanyelwe ukwenza abasebenzisi bayeke ukuqapha okwesikhashana futhi baveze idatha yabo, njengoba kuvezwe ku-[okulandelayo]. isizinda sedatha, futhi isigebengu singaxhumanisa amakhadi, senze amacala angagunyaziwe, noma sithathe izintambo eziphelele ze-akhawunti.
Kungani i-Apple Pay isibe yithagethi elinamandla kangaka
Ukwanda kwezinkokhelo zeselula kushintshe indlela esihambisa ngayo imali yethu: Izinkokhelo ezisheshayo, ngaphandle kokuthinta kusuka noma kuphiNokho, lokhu kulula kuvula ithuba lokuthi izigebengu zizame ukuxhaphaza noma yikuphi ukushiyeka kwezokuphepha. I-Apple Pay, njengenye yamapulatifomu okukhokha asakazeke kakhulu emhlabeni, isibe yimbangela yalesi simo.
Iziphathimandla kanye nochwepheshe bezokuphepha kwe-inthanethi bebexwayisa ngokuthi ukholo olungaboni kubuchwephesheLokhu, kuhlangene nesivinini sokuthengiselana, kudala indawo ephelele yokuzalela lawa ma-scandal. Abasebenzisi abaningi bacabanga ukuthi uma ifoni yabo icela ikhodi noma isiqinisekiso, konke kuphephile, ngaphandle kokucabangela ukuthi kungenzeka ukuthi bafike lapho ngesixhumanisi sokukhwabanisa.
Isimo esichazwe yizikhungo zokuphepha emazweni ahlukene sihambisana nalokho okubonwayo eYurophu naseSpain: Amaphethini afanayo okukhohlisa ayaphindwa ezindaweni ezihlukene kakhulu, okubonisa ukuthi amaqembu ezigebengu asebenzisa kabusha amaqhinga ngokushintshashintsha okuncane kuye ngemakethe kanye nolimi.
Ngesikhathi esifanayo, ukwanda kwezimakethe ezisetshenzisiwe kanye nezitolo eziku-inthanethi kuye kwanezela enye ingozi. Kwezinye izimo, lapho izigebengu zithola imininingwane yekhadi elixhunywe ku-Apple Pay, azigcini nje ngokuthenga ngqo, kodwa futhi Bathengisa kabusha imikhiqizo noma basebenzisa ama-akhawunti kuzinhlelo zokusebenza zezinkampani zangaphandleukuze isisulu sokukhwabanisa singabi umuntu ofanayo obona inkokhelo esitatimendeni sakhe sasebhange.
Ukwebiwa kobunikazi: lapho umkhohlisi ezenza i-Apple noma ibhange lakho
Enye yezindlela ezivame kakhulu yi- ukwebiwa kobunikazi, okwaziwa nangokuthi ukukhohlisaLolu hlobo lokuhlasela luhlaziywa ku- ukwebiwa kobunikazi ku-iOSLolu hlelo lulula kodwa luyasebenza: isigebengu siziveza njengesisebenzi sasebhange, isevisi yamakhasimende e-Apple, noma ngisho nesitolo esidumile, futhi sisebenzisa ukwesaba noma ukuphuthuma ukwenza umsebenzisi enze ngaphandle kokucabanga kakhulu.
Ukuxhumana kungafika nge-SMS, i-imeyili, noma ucingo. Umlayezo uvame ukuxwayisa ngalokhu amacala asolwa ngokungajwayelekile, ukuvalwa kwe-akhawunti noma izinkinga zokuphepha nge-Apple Pay. Ukusuka lapho, umsebenzisi ucelwa ukuthi "aqinisekise" ulwazi lwakhe noma aqinisekise ukuthengiselana ukuze agweme ukulimala okwengeziwe.
Kulolu hlobo lokukhwabanisa, umgomo uwukuba isisulu sinikeze imininingwane ebalulekile: amakhodi okuqinisekisa, amaphasiwedi, inombolo yekhadi, noma ulwazi lomuntu siquNgalolo lwazi, umkhohlisi angaxhumanisa ikhadi nedivayisi yakhe, agunyaze izinkokhelo, noma ashintshe idatha yokufinyelela i-akhawunti.
Ukuze kube lula ukukholelwa, izigebengu eziningi zisebenzisa amasu anjengokuthi ukukhohlisa kobunikazi bomshayeli noma umthumeli we-SMSInombolo noma igama eliboniswe esikrinini lifana nelebhange noma le-Apple. Lokhu kwenza kube nzima kakhulu ukuthola ukukhwabanisa, ikakhulukazi kubasebenzisi abangajwayelene nalolu hlobo losongo.
EYurophu naseSpain, lapho imithetho yasebhange idinga ukuqinisekiswa okuqinile kwamakhasimende, izigebengu zigxila ngqo ku- khuthaza umsebenzisi ukuthi anikeze lezo zici zokuphepha zesibili, ziveza njengezinyathelo zokuqinisekisa ezivamile.
Amawebhusayithi e-Phishing nama-cloned: isicupho esifanele sokweba iziqinisekiso
Enye indlela evamile ehlobene nokukhwabanisa kusetshenziswa i-Apple Pay yi- ukuphingaKulesi simo, oxhumana naye wokuqala uvame ukufika nge-imeyili noma nge-SMS. Umlayezo uxwayisa ngokuthenga okusolisayo, ukungena ngemvume okungajwayelekile, noma ukuvinjelwa okucatshangwayo ku-Apple noma i-akhawunti yasebhange, futhi uhlanganisa isixhumanisi "sokubuyekeza" noma "ukukhansela" ukuthengiselana.
Ngokuchofoza leso sixhumanisi, umsebenzisi uqondiswa ku- iwebhusayithi elingisa ngokwethembeka okukhulu Ukubonakala kwesayithi elisemthethweni: ama-logo, imibala, umklamo, futhi ngezinye izikhathi ngisho nezitifiketi zokuphepha ezingadukisa labo abangahloli ngokucophelela ikheli langempela lesizinda.
Lawa mawebhusayithi mbumbulu acela ulwazi olufana nolu I-Apple ID, iphasiwedi, amakhodi okuqinisekisa athunyelwe nge-SMS noma isaziso sokusunduza...ngisho nolwazi olwengeziwe lwasebhange. Uma isisulu sifaka lolu lwazi, isigebengu singafinyelela i-akhawunti yangempela ngemizuzu embalwa.
Isibonelo esijwayelekile umlayezo obonakala sengathi uvela ebhange, okukwazisa ngokuthenga okwenziwe nge-Apple Pay futhi okunikeza isixhumanisi "sokukhansela" ukuthengiselana. Umuzwa wokuphuthuma udlala indima ebalulekile laphaAbantu abaningi, besaba ukuthi kungenzeka ukuthi bazoba nesikhundla esiphakeme, bachofoza isixhumanisi ngaphandle kokuhlola ukuthi ikheli livumelekile yini.
Uma usungaphakathi, inqubo ibonakala ijwayelekile ngokuphelele ngokombono womsebenzisi. Nakuba ikhasi libonisa imiyalezo yempumelelo noma yokuqinisekisa, empeleni, okuwukuphela kwento eyenzekile ukuthi idatha iwele ezandleni zabakhwabanisi, abathi Basebenzisa leso sikhathi ukuze balawule i-akhawunti futhi benze ukuthengiselana okukhohlisayo ngaphambi kokuba isisulu siphendule.
Izinhlelo zokusebenza ezingamanga, amanethiwekhi omphakathi e-Wi-Fi, kanye namanye amaqhinga okuthwebula idatha
Ngaphandle kwemiyalezo nezingcingo, izigebengu ze-inthanethi nazo zisebenzisa izinhlelo zokusebenza ezinonya kanye namanethiwekhi e-Wi-Fi asengozini ukuzama ukuthola ulwazi oluhlobene ne-Apple Pay nezinye izindlela zokukhokha ngeselula. Umgomo lapha ukuthi idivayisi ngokwayo ibe yindawo yokungena.
Uma kwenzeka izinhlelo zokusebenza mbumbulu, zivame ukufihlwa njenge- izinhlelo zokusebenza zasebhange, amathuluzi okuphatha ezezimali, noma izinsiza ezicatshangelwayo zokuthola izaphulelo noma imivuzo yokukhokha ngefoni yakho ephathekayo. Ezinye zilandwa ezitolo ezisemthethweni ngemuva kokudlula ekuhlolweni kokuphepha, kanti ezinye zijikeleza ngezindlela ezingezona eziphephile kangako, futhi ngezinye izikhathi zihlotshaniswa nezinsongo ezifana nokuthi I-malware entsha ku-WhatsApp entshontsha ulwazi lomsebenzisi.
Uma sezifakiwe, lezi zinhlelo zokusebenza zingase zicele izimvume eziningi noma zibonise amafomu amema umsebenzisi ukuthi angene iziqinisekiso, imininingwane yekhadi, noma ulwazi lomuntu siqu empeleni okuthunyelwa kumaseva omhlaseli. Kwezinye izimo, i-malware ingazama ngisho nokuvimba izaziso noma ukufunda imiyalezo equkethe amakhodi okuqinisekisa.
Amanethiwekhi e-Wi-Fi omphakathi nawo adala ingozi eyengeziwe. Uma uxhuma ku- izindawo zokufinyelela ezingavikelekile noma eziphazamisekileAbasebenzisi bangase bathumele idatha ngengqalasizinda elawulwa yizigebengu ngokwazo. Nakuba i-Apple Pay yakhelwe ukusebenza ngezindinganiso zokuphepha eziphakeme, ezinye izinsizakalo eziphathelene nokukhokha (i-imeyili, i-SMS, ukufinyelela ebhange) zingase zibe sengozini.
Ezindaweni ezifana nama-cafe, iziteshi, noma izikhumulo zezindiza, akuvamile ukuthola ukuxhumana okubonakala kusemthethweni kodwa, empeleni, kudalelwe vimba ithrafikhi kanye neziqinisekiso zokufinyelelaNgakho-ke, iziphathimandla zigcizelela ukuthi, uma kukhulunywa ngokuthengiselana ngezimali, kungcono ukusebenzisa ukuxhumana kwedatha yeselula noma amanethiwekhi athembekile.
Ukuthenga ngamakhadi abiwe kanye nokukhwabanisa kumapulatifomu asetshenzisiwe
Uma izigebengu zikwazi ukufinyelela ikhadi elihlobene ne-Apple Pay noma zilixhumanise nedivayisi yazo, azigcini ngokuthenga ngqo ezitolo ezivamile. Ezinye zalezi zinkohliso zidluliselwa ezimakethe eziku-inthanethi. kanye nezitolo eziku-inthanethi, lapho imali nemikhiqizo kushintshana khona ngokushesha.
Ezimweni ezinjengalezi, abakhohlisi benza izinkokhelo ngekhadi elifakwe enkingeni ezinsizeni zokuthengisa ezisetshenzisiwe noma ezimakethe. Bathola umkhiqizo ngokusemthethwenikuyilapho umnikazi wekhadi engazi kuze kube yilapho ehlola i-akhawunti yakhe yasebhange futhi ethola izindleko ezingaqashelwa; amacala afanayo abonwe ekuthengiselaneni lapho I-Civil Guard yachitha icebo ezinikezelwe ekuthengisweni okukhohlisayo.
Uma isisulu sifaka isikhalazo futhi isikhungo sezezimali siguqula inkokhelo, Umthengisi othembekile epulatifomu angagcina engenamali futhi engenawo umkhiqizo.Njengoba into isivele ithunyelwe futhi ilethiwe, ukukhwabanisa kudala ukusabela ochungechungeni okuthinta abantu abaningana.
Lezi zimo zenza inqubo yokufaka isimangalo ibe nzima ngoba izivumelwano phakathi kwamaqembu azimele, izinqubomgomo zokuvikela umthengi nomthengisi, kanye nezenzo zepulatifomu uqobo ziyabandakanyeka. Akulula ngaso sonke isikhathi. nquma ukuthi ubani obhekene nokulahlekelwa kwezomnothookwenza lezi zinhlobo zobugebengu zibe yingozi kakhulu.
Yingakho kunconywa ukuthi uqaphele kakhulu lapho umthengi ephakamisa izindlela zokukhokha ezingavamile, ukushesha ngokweqile, noma izimo ezizuzisa kakhulu lapho uvala ukuthengiselana. Nakuba ukukhwabanisa kungaxhunyanisiwe ngqo ne-Apple Pay ngaso sonke isikhathi, amakhadi nama-akhawunti ahlobene nensizakalo angaba yingxenye yohlelo lobugebengu.
Indlela yokunciphisa ingozi uma usebenzisa i-Apple Pay
Naphezu kwalesi simo, kusenendawo yokunciphisa kakhulu amathuba okuba yisisulu sokukhwabanisa. Izincomo ezivela kumayunithi amaphoyisa e-inthanethi kanye nezinhlangano zabathengi ziyafana, zinezinguquko ezincane, kodwa zonke zijikeleza emcabangweni ofanayo: phinda ulawule ulwazi esabelana ngalo kanye neziteshi esizisebenzisayo.
Umthetho oyisisekelo ukuthi ungaze wabelane amakhodi okuqinisekisa, amaphasiwedi, noma imininingwane yasebhange Ayikho inkampani esemthethweni ecela lolu hlobo lolwazi ngezingcingo, imiyalezo ye-SMS, noma ama-imeyili, kungakhathaliseki ukuthi umuntu ngakolunye uhlangothi uthi uvela ku-Apple noma esikhungweni sezezimali.
Kubalulekile futhi Qinisekisa noma yimuphi umsebenzi osolisayo ngqo kusuka kuhlelo lokusebenza olusemthethweni lwebhange noma kusuka kuzilungiselelo ze-Apple PayEsikhundleni sokulandela izixhumanisi ezikulayezweni. Uma kunenkinga yangempela, izovela ngisho nalapho ufinyelela isayithi ngeziteshi ezivamile.
Esinye isendlalelo esibalulekile sokuvikela ukuqinisekiswa kwezinto ezimbili kanye nezaziso zesikhathi sangempela. Okhiye bokuphepha be-Apple ID yakho Inikeza isithiyo esengeziwe ekufinyeleleni okungagunyaziwe futhi yenza kube nzima kakhulu ukuthi ukuhlaselwa okusekelwe ekugebeni kuphumelele.
Okokugcina, nakuba kungase kubonakale sengathi kuyinto encane, kufanelekile ukuthatha imizuzwana embalwa ukuze hlola ikheli eliqondile lamakhasi ewebhu lapho sifaka khona iziqinisekiso, kanye nokugwema ukufinyelela izinsizakalo zezimali kumanethiwekhi e-Wi-Fi omphakathi noma angaziwa.
Sekukonke, konke kusikisela ukuthi impumelelo yokukhwabanisa kwe-Apple Pay ayibangelwa kakhulu amaphutha obuchwepheshe ohlelweni kodwa ibangelwa ikhono labakhwabanisi ku- Ukusebenzisa kabi ukwethembana, ukushesha, kanye nokuntuleka kokuqinisekiswa Kusuka kwabanye abasebenzisi. Ukugcina ingqondo egxekayo, ukuqaphela ukuxhumana okungalindelekile, nokuthembela njalo eziteshini ezisemthethweni kuseyindlela engcono kakhulu yokusebenzisa ifoni yakho ephathekayo ukukhokha ngaphandle kokuyivula ibe yithuba lokuvula izigebengu.
